What to Look For in a City Insurance Policy

  Distinguished City Insurance Program is a special program that provides specialized insurance coverage for properties located in a select number of cities. Homes in eligible classes include apartment buildings, condos, co-ops, brownstones, and mixed-use properties with up to 100 units. City homes are inherently higher-risk than single-family residences, and specialized city insurance plans offer … Read more

How to Get the Best Rates on Auto Insurance

  The cost of auto insurance largely depends on the type of policy and your driving history. Poor driving records may cost you more money, but most companies will refuse to insure drivers with them. The reasons differ among insurers, but generally speaking, companies charge more for insuring drivers with bad driving records. Here are … Read more

Liability Insurance – What Types of Liability Coverage Do You Need?

  Liability insurance is a type of general insurance. This type of insurance protects the purchaser from liabilities, including lawsuits and similar claims. Liability insurance is essential for any business, as it provides coverage for damages and other costs associated with an accident or lawsuit. It can also be extended to cover additional expenses, such … Read more

What Is a Surety Bond?

  The financial instrument surety, also known as a guarantor, is a guarantee that someone will perform an act. This financial instrument is used for a variety of purposes, including loan guaranteeing and business liability insurance. It provides a guarantee of a specified amount of money, usually in exchange for a percentage of the agreed-upon … Read more